Digital Goods/Services: Due to the nature of intangible products (e.g., e-books, subscriptions, software access), these are generally non-refundable once the access link has been sent or the service has been initiated.
Exceptions: If a technical error prevents access to the intangible product/service, and our support team cannot resolve the issue within 3 working days, a full refund will be processed.
Subscriptions: You may cancel a subscription at any time, but you will retain access until the end of the current billing cycle. No prorated refunds will be issued.
4. Refund Process
Processing Time: Once a return is inspected and approved, the refund process will be initiated within 3-5 business days.
Mode of Refund:
Online Payments: Refunded to the original payment method (Bank Account/Credit Card/Wallet). Please note that it may take 5-7 working days for the amount to reflect in your account depending on your bank.
Offline/Cash-on-Delivery (COD): Refunded via NEFT/IMPS to the customer’s provided bank account. S-MART will request your bank details via a secure portal.
Deductions: Any shipping charges incurred for the initial delivery are non-refundable unless the error was on the part of S-MART.
5. Offline/Hybrid Purchase Returns
For products bought via S-MART but collected or serviced at our physical touchpoints (or authorized offline partners):
The product must be returned to the same physical location where it was collected.
The invoice generated via the S-MART portal must be presented at the time of return.
Operational Notes for S-MART:
Fraud Prevention: For high-value tangible items, we strongly recommend implementing a "Mandatory Unboxing Video" clause in your T&Cs to process return claims.
Vendor Accountability: Your Vendor Agreement (to be drafted later) must state that the cost of returns due to defective products will be borne by the vendor.
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